Many nurses have certainly asked themselves “Should I have a malpractice insurance?” Although a number of nurses are already covered under their individual liability insurance, many more are still not.
Nurses who practice risky medical operations most often face the fear of being sued at any time and for any reason. At times, these unfounded allegations can bring lawsuits which will make your stressful life even more stressful. Apart from the hassle and cost it will give you, it will surely damage your reputation.
Most employers provide insurance to its employees but only to a certain point. Because admit it or not, even though your employers care for you and its policy covers you, the policy is created to fit the company’s needs and protect them FIRST.
But once you carry your own policy and you are protected by your insurance, you will be ensured that you are well represented and your interests are best protected. So, if you’re starting to think of an insurance company which will suit your needs, here are some:
These insurance companies offer a variety of insurance packages and will surely assure you of License Protection. They will save you from legal and other claim-related expenses. They will provide you with a legal defense team to protect you from assault, abuse, and sexual misconduct. They also offer legal defense against discrimination allegations.
Like any other professionals, nurses face daily risks too. It is important you find an insurance company which will give the best coverage package you need. You can still look for many others in the internet.